Colonial-era shops still hold sway in old quarters of JB
THERE are treasure troves lurking in the oldest quarters in Johor Baru, just around the vicinity of the Causeway. The rows of colonial-era shoplots are located close to another and are a picturesque sight. It is ideal for walking tours or leisurely strolls.
Read more on New Straits Times

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Woodford Green, Essex (PRWEB) August 8, 2008

To help new students combine an introduction to wealth education with the first term in traditional education, The Money Gym is co-hosting a lively, interactive Internet Training event in Central London on 20th & 21st September 2008.

With thousands of young people currently gearing up for their first year at University, parents around the country are scratching their heads and wondering where exactly are they going to be finding the money to support their offspring. And pondering at what point are they going to be able say “You’re on your own now.”

Indeed, GMTV are currently following two families through the current supposed credit crunch and one of them is a middle aged couple, with two teenagers, one of whom wants to go to college but who is scared to run up student loans and incur debt for living expenses. What a sad and fearful start for what could be a fantastic life.

Wealth coaching company www.themoneygym.com believes the problem starts with the education system itself. In the UK, our entire school system is designed to create an army of people whose sole thought on how to get on, in life, is to get a good job. The only problem with having a good job is that your salary is static, and very vulnerable to market forces. So if your expenses go up, or worse, you lose your job for any reason, you have lost your sole source of income.

However, if you learn how to make money, before you leave college or University, then you’ve learned a skill that will set you up for life, and help reduce student debts to a much more manageable level. It could even pay your way through college if you put the effort in.

Money Gym founder and wealth coach Nicola Cairncross suggests such activities as:

Building a part time business around a hobby or interest. One Money Gym client bought boxes of 100 shuttlecocks and packaged them up in smaller batches of 10 or 20 and sold them to students via the local badminton clubs.

Starting a part time business providing services that are always in demand, such as cleaning, babysitting or dog walking. The student doesn’t even have to do the work, just organise teams of other part-timers to do the work, while they handle the organisation and promotion (such as organising for leaflets to be delivered).

Starting a part time business can legitimately cover some day to day expenses such as a mobile phone bill – and we all know how quickly they can add up for a student.

Students are in a great position to start a business online -James Murray Wells found out that he needed glasses in his final years of University and it gave him the idea of starting Glasses Direct. In 2005 Growing Business magazine cited Glasses Direct as having a turnover of £1m plus and James has since won the 2005 Shell Livewire award for entrepreneurship, the 2005 Startup Award, the 2005 Wales and West Country Entrepreneur of the Year Award.

The first step is acknowledging that wealth education is just as, if not more, important than traditional education. If you invest £500 into learning a new skill that could help you make an extra couple of hundred pounds a month (£2400 a year extra), then your return on investment in the first year would be 480% – a much better return than leaving it in a savings account at 6% interest. In the second year, your return would be much higher because you have made your initial investment back in the first year.

In this day and age there is no reason why anyone needs to be poor or rely on just one income stream. A proper wealth education will provides not only money for the here and now but also acts as an insurance policy against credit crunches, hikes in interest rates, and spiralling costs of living.

One of the speakers at the London event will be well known Australian copywriter & entrepreneur Brett McFall, author of “How To Make Money While You Sleep” (publisher: Wiley ISBN-10: 0731407296).

Entry will be effectively free, with participants asked to donate £25 per person to a UK based charity, rather than paying high ticket prices. Perfect for students on a tight budget or parents on an even tighter one!

Note to Editors:

The Money Gym has helped hundreds of people along the road to financial independence (and created some millionaires along the way). It is a powerful programme that teaches participants a solid and proven way of creating wealth, with a choice of ways to suit your personality. These could be a choice of, or a combination of high risk, high return investment, solid bricks and mortar, or building a business that you can sell or use to set you up for life.    

For more info please contact Paula Gardner on 0208 504 4557 or visit the website at http://www.themoneygym.com/mgpresents/internet1.htm

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Judy is fashionable girl who can attracts everybody’s attention wherever she goes. Many girls envy her tatste and her fashionble dresses. Judy loves swimming and playing badminton. Though she has many interests and hobbies, she can still get A in her study. Many girls love Judy’s dresses including her hairstyle, her clothes, her bags and her shoes so that they often go shopping to look for similar stunning dresses especially handbags as Judy has. However, they usually return school disappointedly. Stunning handbags are either expensive or hard to be found. I happened to know Judy when we took part in a badminton contest together. I was also attracked by her handbags and asked her where did she bought it. Judy told me that there were many kinds of bags on Bagsok.com for me to choose and the price is relatively very low. I defeated in the badminton contest in the second round but Judy stepped into the third round. Though Judy said the price was relatively very low, I was still worried about it because I didn’t have much momey to spend.

Returning home, I turned on the computer and logged in Bagsok.com. Surprisingly, the bags were really very fashion and cute. The price was definitely low compared with the same fashion bags sold in other palces. I felt very lucky to know Judy and Bagsok.com because I would never go out and search for cheap bags with decent quality any more!  

As one of the biggest online bag stores in the world, Bagsok provides unique and high-quality leather bags with absolute competitive price advantage. On Bagsok.com, you can find various kinds of men’s and women’s leather bads including handbags, business and laptop bags, travel and sports bags, wallets, backpacks and accessories made of cowhide, canvas, PU, nylon, and others. In addition to these choices, you can choose from these renowned brands such as Love match, DUDU, Feel Young, Alfa Artist, Vemo, Gear BAND, and Goldfish.

Among leather bags, there are shoulder bags, cross-body bags, tote, hobo bags, multi-functional bags, clutches, and belt bags. For students who are going to graduate and have to participate in many recruitings like me, we are thirsty for a cheap, leather handbag with decent quality to hold our cv and personal stuffs as well as to leave a good impression to employers. Leather bags and leather handbags can definitely satify you! Buy bags online can also save us a lot of time to prepare interviews to search for good jobs.

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Just yesterday, I went to check on a new style of badminton shoes for myself in a small sports store across the highway of my hometown city (how I wish I was in a city like London). The name of the store is Racket Plus and I had bought most of my badminton equipments there.

As I was trying on their new stock of badminton shoes like the ones from Mizumo, I was expecting that I will be entertained by one of the sales agents but surprisingly, I was approached by the owner himself and he greeted me using my first name.

Our conversation centered mostly about shoes; where they got their supplies, how they handled their inventory, and marketing. Of course, he asked me what I did for a living and how I got to know their store. Through out the conversation, I noticed from him a very important trait that any business start up should have and that is nurturing his relationships with his customers.

As a sales and marketing person myself, I am a bit keen and very particular to customer relations. Although in essence, I do not fully agree with the belief that the “customer is always right”, yet I have a bias on the importance of the customers’ right to know. For me, there is no business if there are no customers. We business people exist because we are there to provide and serve our customers.

Now that we agree, here are several ideas that I used to nurture my business specially in the start up stage.

1. Create an atmosphere of open communication.

Like any relationship, open and continuous communication is very important. In my experience, this usually contributes 90% of disengagements of business entities. Being uncommunicative is like a small leak in a dam, once it is not treated it will soon create large cracks along the dam which will eventually cause the dam to collapse.

In my case, I follow the Pareto Principle and concentrate on the 20% of my customers that contribute to the 80% of my business income. More than just being partners in the business, I treat my top 20% as real friends. I talk to them personally, give them time and enough attention and even invite them in personal activities like anniversary parties, product launches, and even a simple office blessing.

I also taught my supervisors and managers that no matter what the issue or problem that we encounter in dealing with our customers, respect and understanding should be their top priority.

2. Give surprise incentives.

I believe this is one of the long and existing business start up ideas that can still grow any kind of business. As you all know, I started my career as a sales and marketing person, hence, I had a comprehensive training on this and I was able to use it in all of my business ventures.

Maybe a lot of you would complain and say, “ah that will only make my ROI longer, I will just stick to current marketing strategies so than I can save on overhead cost”. Please bear in mind that surprise incentives do not need to cost much, in fact there are many ways you can give incentives for free.
In my next post I will be giving you more ideas on how to give surprises that cost little or nothing at all.

3. Make it easier for your customers.

Remember that the world is an ever growing continuum, and with people having limited time to do so many things in a day, so this really makes “their time” very important. We are in a world full of too much clutter, so everyone wants everything to be automated.

Hence, we too as entrepreneurs must make everything easier for our customers. Specially the process of buying and acquiring the goods.
As humans, we usually want fast gratification of our needs and wants. By nature, when we buy something we want to get it fast and use it right away.

Think of it this way, our business acts as a solution to a need or want and the fastest business to provide the solution gains the most number of customers. For example, if you are selling a computer program to build websites and your instructions are unclear and insufficient, other products of the same nature who offer simple, user-friendly “newbie” steps with good customer support will eventually overtake your business.

It is important that as your business grows and your list of avid customers grows, your business needs to improve on how to make your customers’ lives even better. Service is one of the many secrets to business success.

Now go apply this to your business start up, and move from start up to success.

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“China Shoes Capital”, the shoes have been relatively silent in Wenzhou have begun to emerge. A few days ago, the Wenzhou Shoes Industry Association formally established branch of women’s shoes, a group of Wenzhou Shoes Company to seek greater development, intends to establish a professional platform to prop up “Chinese shoes are” half the sky.

Wenzhou shoes of the development from the late 90s of last century had started in 2006, after the more rapid rise. In particular, since last year, Wenzhou shoe manufacturers will no longer be the financial crisis, slow pace; while women’s shoes took the opportunity to lower prices, “running forward” to seize market share. Late last year, the city selected Juri, the Royal, famous Code, Ju Kang, Zhuo Shi Nepal, Ge, has its core business of leading women’s shoes as “Top Ten” Wenzhou shoes leading brands, women’s shoes industry, will enter a phased peak.

City now has quite a competitive women’s shoes production and distribution chain, and the formation of the unique advantages of regional characteristics. Last year, Wenzhou shoes to complete more than 200 billion yuan GDP. An industry source said, by the financial crisis, in the first half of Wenzhou shoes business days is better than less, but in July, following the fall and winter shoe production season, Wenzhou shoes began to pick up, companies started relatively good condition, some enterprises begin recruitment to expand production capacity.

In the first half of the crisis, the city of some women’s shoes Enterprise adaptable turning crises into opportunities, clutching the market hot spots, so that enterprises remain busy production. Giant Japanese shoe industry has been at the forefront of women’s shoes, they try to change the face of the crisis, from the innovative distribution channels, to employ to enhance the brand image of the spokesperson, and then test the water from the agent counter monopoly wholesale model, quick access to major supermarkets and the professional footwear store.

Leaf Bird Shoes Zhejiang seam in the domestic market this year, a big fuss in the first half output up 20%. Liu, general manager of Standard, told reporters in a crisis strikes, the adjustment of product positioning and increase new product development efforts to make our products very popular in the domestic market. Currently, the company’s newly acquired Ouhai Guo Creek plant 20,000 square meters, total investment of 50 million yuan, in the contrarian in expanding production.

“Compared to Guangzhou and Chengdu, women’s shoes, Wenzhou shoes in the sales network, cost control, quality, detail, speed of production and marketing aspects advantage gradually formed its own characteristics.” Branch president of women’s shoes, said Huang Man, Wenzhou female leather shoes are at the production stage, is taking the wholesale volume of the running mode, in the future from the production-oriented to market-oriented, to improve value-added products; competition shifts from product multi-element all-round competition, and footwear industry is a low-threshold line of business , competition is fierce, and finally comes down to the details of the implementation of the last; from a single product structure to order shoes, clothing, accessories product series, which is the general trend of market consumption. At present, the global financial crisis on the shoe production, impact on the market environment, the industry reshuffle is accelerating, this is a test of Wenzhou shoes, but also an integrated promotion.

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Badminton is one of the few sports in which men and women participate together. It’s a sport for all ages and capabilities, and although fitness is a critical aspect for pro players, it’s not a prerequisite to take up the activity. Badminton is actually a completely inclusive sport and is open to all ages and degrees of ability. You can start to play from a reasonably low fitness level as well as ability. It is a serious and demanding sports activity in several countries and it is still 1 the favourite yard sports ever.

Badminton gear is actually pretty simple – each player has a badminton racket (racquet), there is a badminton net in the middle of the court, and one player starts the action by hitting the birdie, or shuttlecock, over the net

It’s often performed in single mode with 2 people on opposite sides of the net, or doubles in which you have four people divided into two teams with two individuals on each side of the net. If the shuttlecock is struck into the opposition’s part of a court the player that struck it scores points. Now when the participants strike the shuttlecock backwards and forwards with out it landing onto the surface it’s a rally.

This activity is often performed competitively indoors or for enjoyment inside your own yard or other outdoor place. It’s a fantastic game for children to uncover how you can play. Actually several badminton sets are sold each yr for children and households to appreciate.

This sport is unique to other racquet sports activities simply because of the shuttlecock’s make up. It’s basically a feathered projectile that is designed to be aerodynamic. It moves quicker than balls, but decelerates faster than they do. Because these could be negatively impacted by the blowing wind that is why competitive competitions are held inside out of the blowing wind.

Now very little though is needed to play badminton outside at your house. You require:

1. A badminton net which generally comes with its own poles for installation.

2. A flat region to set up the net and perform.

3. Some shuttlecocks say about two or three of them in case one gets torn up or misplaced.

4. Sufficient racquets for the number of people actively playing.

See how simple it would be to setup for a game of badminton? Get your self a badminton set now in the event you don’t already have one. You will get a bit of great exercise in actively playing as an additional benefit.

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Choosing the correct badminton racket can be a crucial decision, whatever level you are at. With ao multitude of rackets available these days,it can seem a little daunting to know which racket is best for you. Hopefully, with a little help, i can help you find just the right badminton racket that suits your style of play.

As you search to find the perfect badminton racket you will soon get to know the more established racket companies such as Yonex, Carlton, Wilson, Head, Prince and numerous other brands, who all want you to part with your cash and select their badminton rackets. Yonex are the most successful and prominent badminton brand, but which manufacturer you choose is entirely down to you.This is where the fun begins. But with the right guidance and information you will be able to make an informed decision, so that you find the best racket for yu, and only you.

All badminton players are different, with their own strengths and weaknesses. The trick is to find the right badminton racket which compliments your style of play. You can spend a lot of money on your weapon of choice, or, like most of us, you will no doubt have a limit on what you want to spend on a badminton racket. Remember, you are investing in your game, to improve your standard, so you need to choose wisely.

It can be a real pain when you have spent a whole load of your hard earned cash on the latest “must have” badminton racket, only to find it doesn’t quite live up to your expectations, and you can’t understand why you aren’t playing like the glossy adverts say you should be. Guess what? you have just fallen for the marketing hype, a subtle, sneaky little trick that we experience every day of our lives. However, if you follow my advice i can guide you in the right direction, so you can make the best decision.

Think of your badminton racket as the cherry on top of the badminton cake. Without the base and the ingredients your little cherry isn’t going to taste so sweet. In case your wondering what i am talking about, the base and ingredients are your game, your footwork, technique, grip, fitness and tactical ability. Without these, your new racket is much less effective, and the shuttle will not go where you want it to. In my opinion, a badminton racket you buy will give you, at most, an extra 5% to your game. The actual racket strings are probably more important than the racket itself. The other 95% is all down to you. But don’t worry about that, i can help you get the best out of yourself, so you can get the most out of your badminton racket.

I have played with many different rackets over the years, from various manufacturers, and most of them offer something a bit different, sometimes good, sometimes not so good, but it’s all part of the experience of finding that one badminton racket that suits you down to the ground. It’s a great feeling when this occurs, but first you need to learn about yourself, your own game, then you can fit the right racket to your game, not the other way round.

What kind of player are you? Perhaps your a power player who smashes the shuttle hard? Or maybe your a touch player who enjoys moving the shuttle around the court with angled shots and deception. Once you know what kind of game you play, you can then find out which badminton racket will bring out the best in your shots, and thus improve your badminton.

If you have just started playing,the chances are that you will not know what type of player you are yet. It’s all part of learning the game. There is no point buying the most expensive badminton racket at this stage, you will probably not notice much difference in your play, trust me. However,as your skill level improves you will then start to know more about yourself and this is when you start to look for a specific racket. The more you improve, the more you will understand the basics of badminton, and you will be looking for that tiny advantage to beat your competitors, this is where your badminton racquet comes in, but it will only give you a slight advantage, period.

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(PRWEB) June 13, 2008

In the midst of heavy media attention on the Credit Crunch and the high cost of living that seems to be shooting up at the moment, more and more emphasis is being put on making every day savings to survive. Morning television programme GMTV has announced that it will be following two families over the next two months, seeing exactly how they are coping with the doom and gloom that we are told is all about us.

But whilst saving is extremely important, wealth coach and founder of www.themoneygym.com Nicola Cairncross feels that’s what’s missing is an emphasis on how to make money as well as save it. It’s something that will be covered in the up and coming Money Gym Workshop “Lets Talk Money” on Saturday 12th July.

The Money Gym’s premise is that if you learn how to make money, over and above your job, the sky is the limit on your earnings, and you barely notice small hikes in the cost of living. And if you have surplus cash then you can invest that surplus in “income creating assets” which add to your income even more. It’s what the Money Gym calls a “Virtuous Wealth Circle” rather than a “Vicious Money Cycle”.

Going back to the GMTV familes, family one is a young couple with a baby. They want a second child, but can barely afford to live as it is. Family Two is a middle aged couple, with two teenagers, one of whom wants to go to college but who is scared to run up student loans and incur debt for living expenses.

Whilst Nicola considers GMTV expert Martin Lewis of MoneySavingExpert.com to be doing a fantastic job of educating people on how to get the best rates, cut costs and save money, there are also ways that the families could be increasing their income.

Do either of the couples or their teenagers have a hobby or interest they could start a little part time business around? One of the Money Gym clients was a badminton coach and he started to buy boxes of 100 shuttlecocks and packaged them up in smaller batches of 10 or 20 and sold them to his students via the local badminton clubs.
Alternatively, they could start a part time business that the whole family could work in, dividing the labour, and providing one of the always-in-demand services like cleaning, babysitting, or dog-walking. They don’t even have to do the work themselves, but can organise teams of part-timers to do the work, while our families handle the organisation and simple marketing such as delivering leaflets locally.
A part time business can be a source of income AND tax savings. You can often then legitimately write off against your new profits some of the expenses you incur on a day to day basis anyway, such as your mobile phone bill.
If you don’t want to start from scratch, working with an established party plan company such as Avon, Tupperware or Neways can be a great part-time business for a stay-at-home mum, and create a whole new social life locally as well!
Starting a business online can be a very low cost way to start, is easily fitted in around the children and can be learned from books. There are many free websites online to help you get started and this is something that many Money Gym clients have embraced successfully.
Yes, the property market is in crisis but ironically, there has never been a better time to make money from property, with bargains all around. And there are several ways of making money from property, without even having to buy anything. One option for the families is to educate themselves on how to recognise a good property deal and then pass this onto another investor for a finders fee.

These are just a small selection of ideas for increasing income that Money Gym participants are taught and coached upon. For more details on the Lets Talk Money workshop on Saturday 12th July please visit:

http://www.themoneygym.com/LetsTalkMoney/

Note to Editors: The Money Gym has helped hundreds of people along the road to financial independence (and created some millionaires along the way). It is a powerful programme that teaches participants a solid and proven way of creating wealth, with a choice of ways to suit your personality. These could be a choice of, or a combination of high risk, high return investment, solid bricks and mortar, or building a business that you can sell or use to set you up for life.    

For more information please contact Paula Gardner on 0208 504 4557 or visit www.themoneygym.com

###

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